1A: What does a Financial System for the Poor Look Like?
Examination of the factors from different economies which prevent the formal financial system from providing adequate services to the poor/underserved (e.g. KYC/eKYC regulations, e.g. cost to serve)
Financial Sector Development and the Poor in Developing Countries: Revisiting the Access to Finance Channel
Theoretical and Applied Economics 2018
Five Challenges Prevent Financial Access for People in Developing Countries
World Bank Blog 2015
What are the economic implications of a financial system which is designed specifically to meet the needs of the poor/underserved?
Reverse Innovation in Financial Services: A 10 Year Outlook
Apis Partners 2015
The Power of Parity: How Advancing Women’s Equality can add $12 Trillion to Global Growth
McKinsey Global Institute 2015
What are the case studies which demonstrate attempts at creating pro-poor financial systems (e.g. cash-lite villages, neo-banks)? What can we learn from these case studies?
Cash-Heavy to Cash-Lite Indian Society: A Case Study From the Rural Northern Indian State
Current Research Journal of Social Sciences 2018
How would such a financial system enable enhanced opportunities for women and entrepreneurs?
5 Challenges for Women’s Financial Inclusion
CGAP Blog 2017
How are institutional frameworks restricting opportunities for formal and semi-formal financial services providers from cooperating?
5 Ways to Bring Everyone into the Mainstream Financial System
Fast Company Blog 2016
1B: A Financial System for the Underserved
Building the Framework
How will the framework address demand-side barriers of adoption (i.e. need, trust in financial institutions, affordability, convenience, literacy/awareness, etc.)?
What could a transitional finance system look like?
The Future of Banking for the Poor: Lessons from India
Stanford Social Innovation Review 2016
Building Social Business Models: Lessons from the Grameen Experience
Long Range Planning 2010
What critical elements of the transitional financial system need to be addressed by the framework, including recognition of the diverse situations of the poor (i.e. poor women, small hold farmers, aging populations, etc.)?
Aging and Financial Inclusion: An Opportunity
Centre for Financial Inclusion 2015
Finance for the Poor: How Can Financial Services Work Better for Low-Income Consumers?
International Banker 2016
1C: A Financial System for the Underserved – Progress in Asia and the Pacific